The claimant’s physical, mental, educational, or linguistic limitations (including any lack of facility with the English language) prevented him or her from timely filing an appeal request. For residents of the Fourth Circuit (Maryland, North Carolina, South Carolina, Virginia, and West Virginia), see Acquiescence Ruling 90-4(4). Feb 22, 2014 · Will timely filing be extended beyond the 12-month limit? The amount of time required for Enterprise to process a claim does not affect timely filing, which is established by the date the claim is submitted for processing. All claims that are submitted timely, within the one-year timely filing limit, but processed late as a result of Enterprise ... Chase online; credit cards, mortgages, commercial banking, auto loans, investing & retirement planning, checking and business banking.